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I notified the Payroll dept a week or two before today's paycheck would be cut that I'd be switching my direct deposit acct to another checking. I then asked if a paper check would be issued to me and that it no go into the original account because I was going to close it. They still attempted to send it as a direct deposit and now I don't have a freaking check! I spoke with my bank and they indeed saw the direct deposit but of course there's nothingI can do. I am back and forth via email with my employer now. But will I have to wait days to get my money now? The bank said the only option is to see if my employer can cut me a check.
And got the following answer:
When you close an account it doesn't just disappear. The account stays in use for specific purposes, like allowing funds in transit or other types of transactions to close and post. You may have to wait some time to get your money. Ask your bank whether they still have the funds. If they do you can get the funds in cash or check from the bank if you are dealing with a branch. If you are dealing with a call center your options are much more limited. On the flip side you may be able to get a check from your employer with an advance to cover your immediate expenses until you get your banking squared away. Good Luck